Education-Loan

I take this opportunity to extend to you a warm welcome to the IIMT Group of Colleges, Greater Noida.

About Education Loan Facility

IIMT Group of Institution helps the admission aspirants in availing financial assistance for pursuing their higher education. Most of the banks are providing the facility of education Loan which proves to be a great help to the aspirants in resolving their financial crisis and enabling them to create their better future.

PROCEDURE FOR AVAILING BANK LOAN ASSISTANCE

Aspirants applying for Educational Loan shall require bonafide certificate/ letter from the Institution. The Institute will provide the required letter for loan purposes, and if found appropriate the process shall start at the Bank’s end. However, the students and their parents/guardians shall be responsible for obtaining sanction and repayment of the sanctioned loan and all kinds of liabilities and consequences arising thereof, if any.

EDUCATION LOAN ASSISTANCE

Students can avail education loan from any bank. You can apply for the loan through Vidya Lakshmi website or directly in the bank. Banks (both Govt. and Private) provide loan to the students of AICTE approved Institutions.

Registration Process

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Frequntly Asked Questions

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  • KYC (Aadhaar Card/ Voter Card/ Driving License/ Passport)
  • 2 Recent Passport Size Photographs
  • Mark Sheets/Passing Certificates of 10TH, 12TH/Diploma& Degree
  • PAN Card
  • Vidyalakshmi Registration ID


  • Admission Offer Letter
  • Full Fee Structure of the Chosen Course
  • Prospectus of the University
  • Courses (Fee Payments Slips/ Registration Slip)
  • Placement Record (previous year)
  • UGC/AICTE Affiliation Letter/ Other Affiliation for Particular Courses


  • KYC (Aadhaar Card/ Voter card/ Driving License/ Passport)
  • 2 Recent Passport Size Photographs
  • PAN Card
  • Last 6-month bank account statement
  • IT returns/ IT assessment order of previous 2 years/ Form no 16/16A/Salary Slip or Income Proof issued by Magistrate/Tehsildar
  • A brief statement of assets & liabilities of co-borrower/ guarantor
    • Where does it come from?
    Login CUIMS with your admission number and password.
  • Apply for loan documents
  • Fill the details and submit application
  • After submission you have to wait for 24 HRS.

    • After submission you have to wait for 24 HRS. Chandigarh University provides you all documents which is required by the bank like: Admission cum Selection Letter, Fee Structure, Bank Account Details for transaction, Placement Record, Recognitions & Approval Certificate.
    Click here to obtain loan Documents

    Why do we use it?
    How to sign up Vidyalakshmi?
    Click on https://www.vidyalakshmi.co.in/Students
  • 1. Register Now
  • 2. Fill up loan application form
  • 3. Apply to multiple banks
    • Registration
    Student Information

    Welcome to Vidyalakshmi Portal!

    Vidyalakshmi Portal provides single window for Students to access information about various loan schemes provided by banks and make applications for Educational Loans.

    If you want to apply for education loan on Vidyalakshmi portal, you must register on portal. Please provide essential details as mentioned in registration form.

    Important Instructions
  • Please ensure that the registration details filled in are correct
  • Please enter password in required format
    • Guidelines for Registering on Vidyalakshmi Portal
  • Name- Please enter student name as per 10th class mark sheet or as per the mark sheet attached with your loan application
  • Mobile Number- Enter a valid mobile number. Student can provide mobile number of parent/guardian
  • Email ID- Enter a valid email ID. Email ID will not be allowed to change. All necessary communications will be sent on this email ID.
    • LOAN APPLICATION FORM
  • Login as STUDENT LOGIN at Vidyalakshmi with registered Email ID & Password.
  • Fill Personal Information
  • Fill Present Banker Details, Search Bank with IFSC code and submit.
  • Fill Course details. Select Merit, Duration of Course, Press Next Button.
  • Fill Cost of Finance Details and press next button.
  • Upload documents that you have and read instruction to submit application.
  • Select bank out of all available banks in your region by click on Apply button.
  • You can apply to maximum 3 banks and for only one scheme of the bank.
  • Go to application status and note down Application ID.
    • This Application ID is known by Vidyalakshmi Registration ID
    Where can I get some?
  • Take color print of all documents and ready your education loan file according to check list.
  • Visit registered Bank Branch which is selected by user in Vidyalakshmi portal with parents.
  • Submit education loan file at the Bank and wait for further direction.
  • Fill Loan application form at Bank Branch and complete all formalities assigned by bank’s officials.
  • Collect contact number and email id from the bank branch for future reference.
  • Share these details with us on email-id edu.loan@cumail.in once all process initiated.
    • Where can I get some?
  • Follow ups by Chandigarh University’s Education Loan Department regarding processing & sanctioning of education loan.
  • Submit Sanctioned letter with stamp and sign. Which show Sanctioned amount, Margin Money, Covering Hostel/ Transport Charges, Interest Charged to edu.loan@cumail.in and upload it on CUIMS education loan status.
  • Details of transaction made by bank to Chandigarh University’s Bank Account after every transaction to Accounts@cumail.in & edu.loan@cumail.in.
  • Chandigarh University Provides student's progress report and demand letter to respective Bank in every semester on demand.

    • Aim For Excellence